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Advanced Learner Loans Advance Your Learning with a Loan

Advanced Learner Loan

Advanced Learner Loan


Advanced Learner Loans are available to those aged 19 plus who wish to study a qualification from level 3 to level 6. The eligible qualifications you can study include:

  • Certificates from Level 3 to Level 6
  • Diplomas from Level 3 to Level 6
  • A and AS Levels
  • Tech Levels

You can use the loan to pay for eligible Level 3 to Level 6 courses offered by NCT Ltd.

If you’re unsure which course is suitable for you, NCT Ltd have a team of Career Advisors who’d be happy to guide you to make the right choice for your future.

Get Investment For Your Future


It’s easy to apply and you don’t have to pay anything back until the April after you finished your course and are earning over £25,000 a year.

Once you are earning over this amount, you will pay back 9% of your earnings, before tax. Your repayments are based on your income not on what you borrowed. See the table below:

Income Before Each Tax Year Monthly Salary Monthly Repayment
Up to £25,000 £2,083 £0
£27,000 £2,250 £15
£29,500 £2,458 £33
£31,000 £2,583 £45
£33,000 £2,750 £60
£35,000 £2,917 £75

Eligibility does not depend on your household income and there is no credit check.

No credit check when applying. Wide range of courses available.


We will support you with your application.

Get the qualifications and skills you need to further develop your career.

Start investing in your future today!

NCT Ltd will support you with your application, where applicable, to ensure you have all the correct information. There are no credit checks and eligibility does not depend on your household income.

How do I apply for a loan?

If you’re unsure how much the course will cost, NCT Ltd will provide you with more information on fees. We will also provide you with an offer and all the relevant information needed to get started with your loan application.

When applying for the loan, you’ll be required to provide personal details such as your name, address, contact details, national insurance number, etc. and evidence to confirm your identity, such as passport or birth/adoption certificate.

How many loans can I take out?

After August 2016, you can apply for up to four loans at the same time for courses of the same type and level.

Financial Advice

NCT Ltd Learner Loan Fees Agreement Form

If you would like more information on finance and taking out an Advanced Learner Loan, there are free financial advice services available such as Money Advice Service. If you have any questions about repaying the loan, a member of the NCT Ltd Team will be happy to discuss this further with you.

Why not start today and get the qualifications and skills you need to go further in your career!

Interested in a Advanced Learner Loan? Contact NCT Ltd today on 0191 587 4570 or email info@nct-ltd.co.uk

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Skills Funding Agency
Matrix Accreditation
City and Guilds
Edexcel Pearson

NCT Ltd Inspiration: "The greatest glory in living lies not in never falling but in rising every time we fall." - Ralph Waldo Emerson